ALSO NOTED: Financial services; FMC, femtocells and WiFi; and more...

> Mobile financial services ramped up this year as banks launched their own applications for the mobile phones, carriers launched payment services, some players got acquired and even Google filed a patent for such a mobile payment service.

> The fixed-mobile convergence sector also saw its first big carrier launches in 2007: Sprint's Airave femtocell launch and T-Mobile USA's Hotspot @ Home service were the most notable launches for the U.S.

And Finally... Here is our most popular Web slideshow of the year. Our walkthrough of Google's Android OS. SlideShow

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