Just over 2 billion mobile phone or tablet users will make some form of mobile commerce transaction by the end of 2017, up from 1.6 billion this year, according to Juniper Research. Mobile consumption of services such as banking, money transfer and purchases of goods and services is surging as consumers either migrate from desktop usage or become first-time e-commerce users through their smartphones or tablets. In a number of developed markets, mobile devices are expected to account for over half of online transactions within five years. Apple Pay is also expected to provide NFC with real momentum, while social networks have the potential to accelerate mobile commerce adoption. Release