There are 13 countries around the world where the share of adults with a mobile money account is 10 per cent or more, and all are located in Sub-Saharan Africa. According to the World Bank's Global Findex Database for 2014, 12 per cent of adults in Sub-Saharan Africa have a mobile money account, compared to just 2 per cent of adults worldwide. Within this group about half reported having both a mobile money account and an account at a financial institution, and half having a mobile money account only. Mobile money accounts are especially widespread in East Africa, where 20 per cent of adults reported having a mobile money account and 10 per cent a mobile money account only. The definition of a mobile money account is limited to services that can be used without an account at a financial institution, the report said. Report